Congratulations! Your credit score is amazing and you are looking for a rewards credit card to capitalize on your responsibility! But how do you go about choosing the one that is right for you? I get this question a lot, so let’s take a deeper dive into questions and considerations before you start applying. Types …
Do you have a balance on your credit card that you believe you could pay off within a year – if it weren’t for that high interest rate? Are those charges just taking too big a cut from your payments? If so, a 0% interest rate balance transfer card may be helpful in paying off …
There are many myths out there about what goes into a credit score. I’ve heard MANY! However, the truth is, there are only five factors that go into your FICO credit score. In this post, I will go over each of the five factors that make up your credit score. Payment History This is the …
According to Gallup, over 80% of people have at least one credit card, and almost a quarter say they own more than five. My question is: How many of these over 70% people took the time to shop for a credit card? I mean, really compared what multiple companies have to offer and how that …
Non-beginner Tips on How to Shop For a Credit Card Read More »
If you are looking for ways to give your credit score a boost, you are not alone! Perhaps you are looking to be approved for a loan or a credit card? Perhaps you are beginning your search for a home? You also do not need a reason to improve your credit. Excellent credit is an …
3 Ways to Boost Your Credit Score Soon (And One Thing NOT To Do) Read More »
